TFL Vsebine / Revija SIR*IUS

Collateral for Payments with Global Assignments of Receivables in Business Practise and Case Law – Part 1

Poslovna praksa zahteva uporabo raznih instrumentov zavarovanja obveznosti. S tem se okrepi upnikov položaj ob neplačevitosti dolžnika, še zlasti v stečaju ali izvršbi. Izbira ustreznega zavarovanja je zelo pomembna. V prispevku so poudarjene nekatere sodobne oblike zavarovanja (fiduciarna zavarovanja, še posebej fiduciarni odstop terjatev v zavarovanje). Nekateri instrumenti zavarovanja so izrazito akcesorne narave (na primer zastavna pravica na terjatvah), medtem ko drugi predstavljajo tipične neakcesorne modele zavarovanja (na primer fiduciarna zavarovanja). Poznavanje omenjene pravne narave obravnavanih instrumentov je več kot nujno za ustrezno izbiro in uporabo posameznih modelov v praksi.

The application of various instruments of collateral is required in business practice to strengthen the position of creditors in the event of default by debtors, and in particular in bankruptcy or execution. Choosing appropriate collateral is very important. The article presents contemporary forms of collateral (fiduciary collateral, especially assignment of receivables by way of security). Some collateral instruments are of a highly accessory nature (lien on the receivables, for example), while others constitute typical non-accessory collateral models (fiduciary collateral, for example). Understanding the above mentioned legal nature of the instruments is more than necessary for adequate selection and use of specific models in practice.